How can I dispute a credit card charge?
What does “zero liability” on my card mean?
Must I agree to binding mandatory arbitration when I apply for a credit card?
What is my financial liability if someone uses my credit card without my permission?
What is the difference between a credit card and a charge card?
Is there an easy way to find out which agency regulates a particular financial services company?
Who regulates my bank?
How does credit card fraud occur?
My brother stole my credit card and used it to buy some things. Can I still dispute those transactions?
What is a counterfeit credit card?
What is credit card “skimming”?
How can I protect the bank and credit card accounts I access online?
What is a credit card “security code” and what purpose does it serve?
What should I do when I receive a new card?
What is the CARD Act “ability to pay” provision?
Where can I find out more about the deal between my son’s college and the “affinity” card issuer?
How do I find out what specific benefits come with my credit card?
Where can I find my credit card agreement?
Will I be notified when the rates, fees or other terms of my credit card agreement change?
What is the “Late Payment Warning” on my credit card statement?
What is the “Minimum Payment Warning” on my credit card statement?
How does my credit card issuer decide how to apply my payment when I send more than the minimum amount due?
What is a penalty rate, and can I get it reversed?
What happens if I go over my credit limit?
Can I use my credit card outside the U.S.?
Will my college-age child get credit card offers in the mail, or be offered cards on campus?
What are the benefits of using a credit card?
Can I be charged an upfront fee for a new credit card? Is there a limit?
What is an unauthorized transaction?
What is a credit card billing error?
What is “Verified by Visa”?
What is “purchase protection”?
Can I get my money back if someone who has my PIN uses my card without my permission?
Can my credit card issuer raise my interest rate?
Can my credit card issuer close my account?
Can my credit card issuer reduce my credit limit?
How much can I be charged for making my monthly credit card payment late?
What happens if I opt-in—or don’t opt-in—to over-limit fees?
How can I figure out how long it will take me to pay off my credit card balance?
How much time do I have to pay my credit card bill after I receive my statement?
How do I cancel a credit card (close my account)?
What is an authorization hold?
What is a secured credit card?
Can I be charged extra for using a credit card?
Does a credit card protect me from liability when I rent a car?
How do I get my credit report?
What are annualcreditreport.com and freecreditreport.com?
What is a credit score and why is it important?
How long does negative information stay on my credit report?
How can I improve my credit score?
Should I use a credit card or a debit card when shopping online?
Can I decline a rate increase?
What’s the difference between an authorized user, a joint account holder and a cosigner?
Who is responsible for the payments on a joint account?
Who is responsible for the payments when there is an authorized user?
Who is responsible for payments on a card with a cosigner?
What can I do if I don’t want to be a cosigner anymore?
What’s the difference between a debit card and a credit card?
What should I do if someone uses my personal information to open credit accounts?
How much will it cost me in interest and fees if I don’t pay off my credit card balance in full?
How does my credit card issuer figure out my minimum monthly payment?
How do I find a reputable credit card issuer?
What is credit card insurance?
Can a minor child qualify for his or her own credit card account?
Can a merchant require me to show ID before I can use my card?
What is the Fair Credit Billing Act and how does it protect me?
What should I look for in a rewards card?
What is an introductory rate?
I’ve heard new terms related to credit/debit card security, such as EMV, Chip, Chip and PIN and tokenization—what do they mean?
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© 2012 Consumer Action. Part of the Consumer Action website network.
Consumer Action empowers consumers nationwide to financially prosper through education and advocacy. Know Your Card is a financial literacy project of Consumer Action and Visa Inc.