Can gift cards have an expiration date or charge service fees?
How are gift cards different from reloadable prepaid cards?
When can I be charged an inactivity (or dormancy) fee on my gift card?
Can my gift card expire?
What happens to my gift card balance if my card is lost or stolen?
Can the gift card issuer charge a fee for a replacement card?
Are there service fees on a gift card?
Are the gift card laws in my state the same as federal laws?
Who regulates my bank?
Is there an easy way to find out which agency regulates a particular financial services company?
What is an authorization hold?
What is an unauthorized transaction?
What is a credit card “security code” (CVV or CVC) and what purpose does it serve?
Can a merchant require me to show ID before I can use my card?
What does “zero liability” on my card mean?
What is “purchase protection”?
1170 Market Street, Suite 500
San Francisco, CA 94102
tel. (415) 777-9635
© 2012 Consumer Action. Part of the Consumer Action website network.
Consumer Action empowers consumers nationwide to financially prosper through education and advocacy. Know Your Card is a financial literacy project of Consumer Action and Visa Inc.