What does “zero liability” on my card mean?
Can gift cards have an expiration date or charge service fees?
Is there an easy way to find out which agency regulates a particular financial services company?
Who regulates my bank?
What is a credit card “security code” and what purpose does it serve?
What is an unauthorized transaction?
What is “purchase protection”?
Can I get my money back if someone who has my PIN uses my card without my permission?
What is an authorization hold?
How are gift cards different from reloadable prepaid cards?
When can I be charged an inactivity (or dormancy) fee on my gift card?
Can my gift card expire?
What happens to my gift card balance if my card is lost or stolen?
Can the gift card issuer charge a fee for a replacement card?
Are there service fees on a gift card?
Are the gift card laws in my state the same as federal laws?
Can a merchant require me to show ID before I can use my card?
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Consumer Action empowers consumers nationwide to financially prosper through education and advocacy. Know Your Card is a financial literacy project of Consumer Action and Visa Inc.